Mortgage and Property

Real estate purchases are usually the most significant any of us will make in our lifetime.

Navigating the process of finding the right property and securing the right loan for you can be challenging – particularly in difficult market conditions. That’s why it’s important to choose the right partner to advise you along the way.

We provide a range of solutions that span the mortgage market in New Zealand and cater for a wide range of borrowers.

The property and mortgage lending sector has gone through significant changes in the last several years with tax changes, law changes, rising interest rates, and falling values. Making informed decisions and having good advice is crucial to maximise your potential long term wealth and minimise potential risks.

First Home Buyers

Getting into you first home might be closer than you think, with a range of support options out for borrowers – and because we’re investment advisers too, we can help you build the right investment and KiwiSaver strategy to help with your deposit too.

Property Investors

Investment property can be a great path to long-term wealth, but becomes more challenging as interest rates rise and lending conditions tighten. We work with clients not just on lending, but also on assessing portfolio performance and making future investment decisions.

Upgrading and Renovating

If you’re looking to upgrade, renovate, invest in a holiday home, or build a new home, we can advise on the right approach and the right lenders.

Building and Construction

Construction of new property can be tricky to navigate and full of pitfalls at the best of times. We can help support you through the financing process and make it as painless as possible.

Self Employed and Business Owners

Business owners can often find access to lending more difficult. We have extensive experience working with business owners and arranging access to mortgage lending, so we understand how to prepare for and engage with lenders to maximise your chances of success.

Specialist Lending

In many situations, non-bank lending can be more accessible or be a better fit for borrowers than going to a main bank. We can help you understand the pros and cons and work with you to find a lender that suits you best.